We understand how important the protection and management of your personal and financial information is, which is why we protect all submitted information using secure socket layer (SSL) encryption and by ensuring employees can access it on a need to know basis only. All data is stored in an encrypted format on our computers and control access is through secure web pages. We use secure firewalls and have a variety of other security systems in place to ensure our servers are protected against all external attacks. All of our security systems meet or exceed industry standards and we have protocols in place to ensure our security systems adapt to change. To ensure our high standards are maintained, we regularly test our security systems to make sure that they are up to date.
Collecting your data
We have two methods of collecting information about you: from your personal application and from external sources like credit rating agencies. We might use data which identifies you (your personal information) for a variety of purposes: product development; statistical analysis; lending risk assessment; updating records, product-customer alignment; potential fraud prevention and identification; prevention of criminal activities, including money laundering; regulatory checks; ensuring you are informed on your loan; market research; and in relation to products and services that we provide to third parties.
Additional data collection
Sharing your data for service provision
To provide your requested services, we need share information you have submitted with third parties, including lenders, credit rating agencies, customer service providers and collection agencies. We carefully select third parties that are trustworthy and share our high operational standards. All our service providers are legally bound to uphold the security of all your personal and financial information.
Selling and disclosing your data to third parties
We might also sell your information (or pass it on) to certain third parties who might receive it as a part of a product or service that we provide or otherwise may use it to contact you via telephone, text, email, mail or any other reasonable medium to alert you to offers we think may interest you, whether we have entered an agreement with you or not.
If you provide false or inaccurate information and we have reasonable grounds to suspect fraud or we identify fraud then we will pass this information on to the relevant fraud prevention agencies. We and other organisations may also access and use this information to stop fraud and money laundering, e.g., when
Contact from Platinum Finance and third parties
During the application process you will be asked if we can contact you about our products and services via telephone, text, email, mail or any other reasonable medium. If you choose “yes” but later do not want to receive these offers, please contact us on firstname.lastname@example.org. We might provide your personal data to certain third parties (as outlined in “Selling and disclosing your data to third parties” section above). If you want to stop receiving communication from these third parties, you can follow the instructions for unsubscribing that they will provide. We only provide this information to companies that we trust and who will respect your wish to unsubscribe, though we are not responsible for that process or any resulting disputes.
Third party links
Our website might have links to third party sites. If you choose to follow any of these links, you need to know that these sites all have their own terms and privacy policies and that we do not accept any responsibility or liability for them. By registering with Platinum Finance you might be contacted by certain third party companies and, though we only work with selected partners, we are not responsible for any of the services or representations of third parties.
To register with Platinum Finance you need to be 18-years of age or older. Minors are strictly forbidden from using the service.