Got plans? We've got options.
Apply once.Let us dothe looking.
One broker. New Zealand's leading lenders.
We take one application to 15+ finance companies, so you don't go lender to lender. Won't affect your credit score.
Repayment Estimator
Estimated repayments at 14.99% p.a.
Weekly
$115
Fortnightly
$229
Monthly
$497
Estimate only — calculator terms apply
Finance shaped around your life.
Bringing New Zealand's leading finance companies to you.
Life doesn't always fit neatly into a box. And neither should your finance.
Whether you're looking for a new car, planning a wedding, renovating the house, getting out on the water or simply wanting to get your debts into better shape, Platinum Finance can help find a finance option that works for you.
Platinum Finance is a finance broker, not a lender.
That means you don't have to approach lender after lender yourself. Apply once with us and we can access a range of New Zealand's leading finance companies on your behalf.
It's finance shaped around your life – with more choice, less running around and real people to help you through the process.
One application. More choice. Better outcomes.
Personal Finance
For the things life throws your way.
Car Finance
Time for an upgrade?
Marine Finance
Get out on the water.
Motorcycle Finance
For your next set of wheels.
Debt Consolidation
Bring multiple debts together.
Home Renovations
Turn those plans into progress.
Weddings & Events
Make the big day happen.
Holiday
Give yourself a break.
Business Finance
Keep your business moving.
Leisure Finance
Take the long way round.
Insurance
Cover for the car and the repayments.
- All our services
Simple, fast, stress-free.
- 1
Tell Us Your Needs
Fill in a quick form — it only takes a few minutes.
- 2
We Shop 15+ Lenders
Our brokers find the best rate for your situation
- 3
You Get Funded
Fast funding once you’re approved
Real people to help you through the process.
Meet the team
Finance shaped around you
Ready to get started?
Apply in 3 minutes. Won't affect your credit score.
Apply nowLoan Example
Personal Loan Example
If you were to borrow $10,000.00 over 24 months with a fixed interest rate of 10.95% p.a., your total repayment amount would be $11,459.76 which includes all interest and applicable fees. In this case an establishment fee of $250.00 has been applied. This would be repaid in 24 monthly installments of $477.49.
Your total cost of credit providing you complete the full term is $1,209.76.
We offer loan terms ranging from 12 to 84 months, with interest rates between 8.95% and 29.99% APR, depending on factors such as your credit history, financial situation, and whether security is provided.
- Loan approval is subject to lender criteria, affordability checks, and responsible lending guidelines. The final loan amount, interest rate, and fees will vary based on individual circumstances.
- Repayment estimates are for illustration purposes only and do not constitute an official quote or approval. The lender will confirm the final terms upon assessment.
- Additional fees may apply, including establishment, introducer, and PPSR fees, which will be outlined in the loan agreement. Establishment fees can vary from $125.00 up to $355.00 depending on the Financier, and introducer fees can vary from $0.00 up to $2,500.00 depending on the size of the loan and time spent facilitating the transaction.
- You can find full fee information in the loan contract. We recommend that you check the fees before accepting the loan offer.
If approved, same-day funding may be available if all required loan documents are completed and verified before 2 PM.
Our Lending Panel
Trusted by leading NZ lenders & partners
